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DUI Help - Drunk Driving Research - Study Says Health Insurance to Rise 30% Everything You Need to Know About First Offender DUI / DWI, Drinking Driving and Drugs Home | State By State Help | DUI Lawyers | Insurance Help | Breath Testers | DUI Videos Drunk Driving Research Google Search Results Study Says Health Insurance to Rise 30% NCPA: MANDATES INCREASE COST OF HEALTH INSURANCE BY 30% 08/13 1148 NEW ORLEANS, Aug. 13 /PRNewswire/ -- Mandates are increasing the cost of health insurance by as much as 30 percent, according to a National Center for Policy Analysis report released today at the annual meeting of the American Legislative Exchange Council. The analysis, prepared by the actuarial firm Milliman & Robertson, estimated the costs of 12 of the most common mandates and found that added together, those 12 mandates can increase the cost of a family health insurance policy by as much as $700 to $1,050 a year. "Based on the Milliman & Robertson estimates, a small business that employs 25 people, with a standard mix of 40 percent single coverage and 60 percent family coverage, could see its premiums rise by $20,000 a year," said Dr. Merrill Matthews, NCPA Vice President for Domestic Policy. The study analyzed the cost of health care policies when minimum stay maternity, speech therapy benefits, drug abuse treatment benefits, mammography screening, well child care, podiatry, pap smears, vision exams, chiropractic care, alcoholism treatment, infertility treatment and mental health care were included. Assuming that a mandate-free, basic health insurance policy costs a family about $3,500 a year, the Milliman & Robertson study found: Several of the mandates increase the cost of a policy by less than $35 each. Infertility treatment can increase the cost of a policy from anywhere between $105 and $175 a year. Mental health parity, which requires insurers to treat mental illnesses the same as physical illnesses, adds between $175 and $350 to the cost of a policy. While employees tend to like health insurance mandates regardless of cost, Matthews believes that's because the costs are hidden, while the benefits are apparent. "What people need to realize is that while mandates provide more options for those with health insurance, they also mean fewer people end up being insured," Matthews said. "A poll of employers who have canceled their employees' health insurance policies found it was because the price was no longer affordable." Matthews predicts problems with mandates will only get worse. In 1965 there were only seven state-mandated health insurance benefits. Today there are nearly 1,000. In addition, the federal government recently joined the states by imposing two mandates of its own, a ban on "drive-through" baby deliveries and a requirement that any cap on mental health benefits be the same as the cap on physical health benefit. "One or two federal mandates may not increase the cost of health insurance significantly, but, as the states have proven, it's almost impossible to stop with a few mandates," Matthews said. "When the dust settles, policies will cost more, employers and individuals will be canceling their polices and Congress will have to face an even bigger uninsured 'crisis.'" For a copy of the brief analysis "The Cost of Health Insurance Mandates" visit the NCPA Web site at http://www.ncpa.org or contact the NCPA. The National Center for Policy Analysis is a public policy research institute founded in 1983 and internationally known for its studies on public policy issues. The NCPA is headquartered in Dallas, Texas, with an office in Washington, D.C. Internet: http://www.ncpa.org SOURCE National Center for Policy Analysis -0- 08/13/97 /CONTACT: Katy Meaker Menges, Dallas, 972-386-6272, or Joan Kirby, Washington, 202-628-6671, both of the National Center for Policy Analysis/ CO: National Center for Policy Analysis ST: Louisiana IN: HEA SU: Home > Drunk Driving Research > Study Says Health Insurance to Rise 30% DISCLAIMER : This website provides only general information intended for those charged with drunk driving offenses. The information and news items on the site are for information only. This information is not legal advice, nor is it intended to create any binding advisory relationship. Do not take action based upon this information unless you consult with an attorney or other specialist. © 2005 Drivers Research Institute All Rights Reserved Send eMail Advertise With Us
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First DUI DUI Illinois DUI LAW Free Consultation Find a DUI LAWS Lawyer :: Select Your State :: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Wyoming About 1800 DUI LAWS DUI Laws by State DUI Arrests by State Drinking and Driving Your First DUI DUI Drugs DUI Laws Dictionary BAC Calculator Field Sobriety Tests Driver License The Science Breathalyzers Jail Alternatives Ignition Interlock Criminal Courts Designated Drivers DUI Insurance DUI Schools Tell a Friend //-- Order Your DMV Record Link to DUI LAWS Contact Us Why Expungement? Expungement 101 Felony Expungement Rehabilitation & Pardon Case Evaluation Traffic School Info About The Content About The Quizzes About The Final Exam Student Comments DUI Chat For Attorneys Only Website Development Illinois DUI LAW Choose your Illinois county to locate a DUI LAW Lawyer in your area. :: Select a County :: Adams County Alexander County Bond County Boone County Brown County Bureau County Calhoun County Carroll County Cass County Champaign County Christian County Clark County Clay County Clinton County Coles County Cook County Crawford County Cumberland County DeKalb County De Witt County Douglas County DuPage County Edgar County Edwards County Effingham County Fayette County Ford County Franklin County Fulton County Gallatin County Greene County Grundy County Hamilton County Hancock County Hardin County Henderson County Henry County Iroquois County Jackson County Jasper County Jefferson County Jersey County Jo Daviess County Johnson County Kane County Kankakee County Kendall County Knox County Lake County La Salle County Lawrence County Lee County Livingston County Logan County McDonough County McHenry County McLean County Macon County Macoupin County Madison County Marion County Marshall County Mason County Massac County Menard County Mercer County Monroe County Montgomery County Morgan County Moultrie County Ogle County Peoria County Perry County Piatt County Pike County Pope County Pulaski County Putnam County Randolph County Richland County Rock Island County St. Clair County Saline County Sangamon County Schuyler County Scott County Shelby County Stark County Stephenson County Tazewell County Union County Vermilion County Wabash County Warren County Washington County Wayne County White County Whiteside County Will County Williamson County Winnebago County Woodford County Illinois counties - map view Illinois DUI cases are referred to as DUI, drunk driving, or driving under the influence. No matter what they are called, if you or someone you care about is charged with an Illinois DUI or drunk driving offense, you would be well served to retain a qualified defense lawyer . DUI arrests in Illinois trigger two separate cases: the court case, where the punishment can include jail, fines, a suspended driver's license, required alcohol education classes, and more. A drunk driving arrest will also trigger an administrative driver's license suspension that can only be fought if there is a timely request for a hearing. This is just one of the reasons it is so very important to contact a DUI lawyer immediately by calling Toll Free 1.800.DUI.LAWS if you or someone you care about is charged with drinking and driving. Even though this may seem like double-punishment for one crime (a violation of the Double Jeopardy clause of the Constitution) , the Illinois Supreme Court recently held that a summary suspension of a driver's license is not punishment and therefore does not violate the double jeopardy clauses of the Illinois or U.S. Constitutions. The DUI Court Case A first-time or second-time DUI is typically charged as a misdemeanor, not a felony. However, a third-time DUI, or a drunk driving case where someone suffers great bodily harm will be treated as a felony. A first offender can receive court supervision, only once, which will not be viewed as a conviction. The criminal case is dismissed after successful completion of court supervision, but can't be expunged from the public record. DUI convictions: Driving under the influence of alcohol and/or drugs will cause mandatory revocation of your driver's license, plus criminal penalties of up to 364 days in jail and a fine up to $2,500. If you are convicted of a DUI, your driver's license and driving privileges will be revoked for a minimum of one year for the first offense, five years for a second offense committed within a 20-year period, and 10 years for a third or subsequent offense. DUI conviction for those under age 21 at the time will result in your driving privileges being revoked for a minimum of two years for your first offense; for five years or until your 21st birthday, whichever is longer, for your second offense; and for 10 years for a third or subsequent offense. If you meet conditions set by the Secretary of State, you can get a restricted driving permit, good for 1 year, which generally allows driving only between 5 a.m. and 9 p.m. After that, you can apply for (but are not assured of getting) a regular driver's license. Those are the penalties for a first offense. For a second offense within 20 years, the same criminal penalties apply, your license will be revoked, and you cannot apply for another license for 5 years. You can also be sentenced to 48 hours in jail or 10 days of community service. For a third conviction, which is a class 4 felony, you can be imprisoned up to 3 years and fined up to $25,000; your license will be revoked; and you cannot apply for another one for 10 years. For a fourth offense, you can be imprisoned up to 3 years, fined up to $25,000, and can NEVER AGAIN legally drive. The DUI Driver's License Case (Statutory Summary Suspension) If you are arrested for Driving Under the Influence (alcohol, drugs or combination thereof) and test above the legal limit (.08%) or refuse to submit to a test, your license will be suspended starting 46 days after the arrest as the result of an action automatically taken by the Secretary of State. Before the suspension starts, you may request to have a hearing in court , which will stop the suspension. Also, you may be eligible for a Judicial Driving Permit license for work or medical reasons while your license is suspended. If a person refuses to submit to chemical testing or submits to a test disclosing a blood alcohol concentration of .08 or more, his or her license will be suspended on the 46th day from the date of service with a notice of suspension (also known as the law enforcement sworn report) . The length of suspension is as follows: Three months for "first offenders" (those without prior DUI's in the past five years) who have an alcohol concentration of .08 or more. One year for persons with a BAC of .08 or more who are not first offenders. Six months for "first offenders" who refuse any or all testing; and Two years for those who refuse chemical testing who are not "first offenders." The term "first offender," as used in the above paragraph, is somewhat misleading. Those with a prior DUI conviction, court supervision, or reduction to reckless driving more than five years before the date of current arrest are considered first offenders even though they are ineligible for court supervision on the criminal charge of DUI. It is proper to inform a person that he is a first offender even though he is not eligible for court supervision because the civil suspension and criminal proceedings are separate and distinct. Judicial driving permits Only first offenders are eligible for judicial driving permits. JDPs are issued by the judge, and allow a person to drive to and from home to work, school, medical treatments (for any family member) and alcohol treatment from the 31st day of the suspension until the end of the suspension period. Non-first-offenders who fail chemical testing may apply for a restricted driving permit from the Secretary of State. Non-first-offenders who refuse chemical testing are ineligible for any hardship licensing during the entire two-year period. However, a recent case has held that the lack of hardship relief to non-first-offenders who refuse testing violates equal protection and due process, and thus the trial court rescinded the two-year suspension. This case is presently on direct appeal to the Illinois Supreme Court. Read more about Illinois DUI / DWI Law . Statutory Basis for Summary Suspension and Length of Suspension Statute of Limitations for Summary Suspension Timely Hearin Burden of Proof in Summary Suspension Hearing Summary Suspension Rescission Grounds Requests to Admit Requests to Produce Foundational Requirements for Alcohol Tests Service of Notice Summary Suspension Confirmation Defective Pleadings Warning to Motorist Right to an Attorney Right to Choose Type of Chemical Test Invalid or Inaccurate Chemical Test Results Evidence of Malfunctions or Repairs of Chemical Testing Equipment Belching Medication Anonymous Tips Crossing Center Line Odd Driving Behavior Fourth Amendment Violations Private property Due Process and Appearance Date Failure of Arresting Officer to Appear -- :: Previous page :: :: top :: | Site map | Terms and Conditions | Legal Disclaimer | Privacy Policy | Contact us at 1 800 DUI LAWS | 1 800 DUI LAWS. All rights reserved.
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DUI LawBy Keyword By Product Code By ISBN By Title By Author New Products Accident Reconstruction Booklets Case Management Client Education DUI and DWI Law Economic Calculators Forensic Economics Forensic Engineering Forensic Science Human Factors Investigations Investigation Tools Medical Accidents Medical-Legal Medical-Legal Tools Nursing Home Litigation Personal Injury Product Liability Videos Workers' Compensation **Clearance** Anatomical Charts Anatomical Models My Account/Login Shipping Contact Security/Policies Desk Copy Policy No items in cart DUI and DWI Law Category: DUI and DWI Law You are on page 1 showing results 1 to 7 out of 7 Total Results. Medical-Legal Aspects of Alcohol, Fourth Edition Editor: James C. Garriott Contributors: Bill H. McAnalley , Randall C. Baselt , A. W. Jones , Yale H. Caplan , Morton F. Mason , Kurt M. Dubrowski , Patrick Harding , Richard F. Shaw , Barbara Basteyns , William H. Anderson , Richard W. Prouty , Barbara R. Manno , Joseph E. 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Schmitt Product Code: 6192 ISBN: 1-933264-08-x Publisher: Lawyers & Judges Publishing Company Pages: 480 Binding Information: CD-Rom Availability: Call for status Backorder policy. Price: $99.00 These wide-ranging examinations of the medical-legal aspects of drugs have been written by a group of uniquely knowledgeable individuals willing to share their expertise. Qty: * Author: Steve Weintraub Product Code: 0618 Publisher: Lawyers & Judges Publishing Company Availability: In stock. Price: $19.95 Instantly calculate Blood Alcohol Concentration. Qty: Select Quantity Pricing ---------------------------------------------- Qty 1500, $12.00 ea. = $18,000.00 Qty 1000, $12.50 ea. = $12,500.00 Qty 750, $13.00 ea. = $9,750.00 Qty 500, $14.00 ea. = $7,000.00 Qty 300, $15.00 ea. = $4,500.00 Qty 100, $16.00 ea. = $1,600.00 Qty 51, $17.00 ea. = $867.00 Qty 16, $17.50 ea. = $280.00 Qty 11, $17.75 ea. = $195.25 Qty 6, $18.25 ea. = $109.50 Qty 4, $18.75 ea. = $75.00 Qty 2, $19.00 ea. = $38.00 Qty 1, $19.95 ea. = $19.95 PremierBAC: Blood Alcohol Concentration Software Author: David N. Dresser Product Code: 5606 Publisher: Lawyers & Judges Publishing Company Availability: In stock. Price: $99.00 PremierBAC can calculate the person's peak blood alcohol concentration, the person's BAC after a specified time after the last drink, and it also gives you the option of using the two industry-standard equations for better accuracy. 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Dunn Product Code: 6206 ISBN: 1-930056-20-6 Publisher: Lawyers & Judges Publishing Company Pages: 204 Binding Information: softbound Size: 6" X 9" Availability: In stock. Price: $35.00 This instructive book has been geared solely towards the many legal professionals and forensic engineers who are unaware of Uncertainty Analysis for Forensic Science and its potential applications in the courtroom. Covering a wide range of topics that range from probability and statistical variables, mathematical relationships and equations, to sensitivity and design of experiments, this text has everything you could possibly want. Qty: Medical-Legal Aspects of Abused Substances: Old & New- Licit & Illicit Drugs: Old and New - Licit and illicit Editors: Marcelline Burns , Thomas Page Contributors: Sevil Atasoy , Tanil Baskan , Martin Boorman , Nina Emerson , Peter Gerstenzang , Clark John , Sarah Kerrigan , Chuck Matson , Joel Mayer , Morris Odell , Trinka Porrata , Eric Sills , Philip Swann Product Code: 6834 ISBN: 1-930056-83-4 Publisher: Lawyers and Judges Pages: 248 Binding Information: casebound Size: 6" X 9" Availability: In stock. Price: $79.00 Qty: Category: DUI and DWI Law You are on page 1 showing results 1 to 7 out of 7 Total Results. [Home] [About Us] [News] [Community] [Contact Us] Phone 520-323-1500 Fax 520-323-0055 Email sales@lawyersandjudges.com Lawyers & Judges Publishing PO Box 30040 Tucson, AZ 85751-0040 ©2004 Lawyers & Judges
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Arizona dui lawyer daniel LawGuru.com - Legal Links Section: Law Firms/US Firms/Arizona -- -- -- HOME LINK HOME ADD A LINK MODIFY A LINK -- NEW LINKS COOL LINKS TOP RATED NEWSLETTER RANDOM LINK -- SEARCH FIND FORMS ATTORNEY NETWORK LEGAL QUESTIONS LOGIN -- Looking for something in particular? the entire directory only this category More search options Home : Law Firms : US Firms : Arizona Sponsored Links: Scottsdale Luxury Suites - Scottsdale Links Resort - Call 888-990-1326 for discounted Scottsdale Links Resort reservations of North Scottsdale, Arizona. Get details on these golf travel accommodations. - Bid: 0.12 United States Schools of Golf - Arizona - Golf school chain profiles its locations throughout Arizona, including Chandler, Mesa and Scottsdale. Read about instruction techniques. - Bid: 0.10 Arizona Biltmore in Phoenix, AZ - Hotels.com - Make reservations at the Arizona Biltmore in Phoenix, Arizona. 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Donald Scher is an Elder Law attorney who devotes the majority of his practice to the protection of seniors, and their families, including matters involving guardianship/conservatorship, probate, wills, trusts, estate planning, long term care, estate administration and advance medical directives. Don is particularly active in combatting elder abuse and financial exploitation. Mr. Scher speaks regularly to Bar Association groups and civic groups, and is on the faculty of National Business Institute, sponser of legal educational seminars on Elder Law and related subjects. Don has been admitted to practice in Arizona and California, and before Federal District Court and the United States Supreme Court. http://www.lawguru.com/cgi/bbs/attyPages/donscher.html (Added: Fri Oct 22 2004 Hits: 26 Rating: 0.00 Votes: 0) Rate It -- Review It -- Freeman Law Office Previously V.P. of Intellectual Property for a technology firm. Experienced at licensing, both foreign and domestic. 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