California DWI

Driving Under Influence

DUI is DUI DUI IS DUI (driving under influence) The powers-that-be really like to push booze and drugs on people, even using it to bait their traps. For example, up here in Beautiful British Columbia the government is on-the-one-hand lecturing "zero tolerance" for booze drinking, while on-the-other-hand extending the hours the booze joints stay open, and opening up the sale of liquor to private enterprise. By the time they're finished, the local ice-cream parlour will be selling the stuff. Actually, I take that back, there won't BE any local ice-cream parlour when everyone shops at Stupid Store, oops, I mean Super Store. This let-off-steam rant comes courtesy of my reading in the international press today that Savannah, Georgia's DUI coordinator was caught driving under the influence of alcohol. Isn't that hilarious? But hey, Georgia, you aren't the only ones with a DUI DUI. We can go you one better. Our actual PREMIER (equivalent to a Governor in the USA) was pulled over for a DUI while on holiday in Hawaii recently**. He was driving erratically and flunked the can-you-walk-a-straight-line test when he was pulled over. He was taken to the local lock-up and booked. To make matters worse, he was so intoxicated his mug-shot shows him grinning ear to ear like a Cheshire cat. He admitted to drinking several martinis and wine but couldn't remember if there was anything else. Then when he comes back home after his less-than-perfect holiday he justifies his DUI by saying he wasn't on duty at the time. Then he and his government proceed to clamp down even HARDER on "zero tolerance", even talking about ignition-breathalizers for sheoples' cars. Oh, and in the meantime, in this very same province, the local politicians voted to support the handing out of free heroin, and maybe cocaine in the future. All funded by the taxpayer of course. Anyway, the hypocrisy of it all gets so unbelievable sometimes that a person is almost at a loss as to what Orwellian category to put these topics under, or even what book. But, in a pinch, I go for "doublethink" out of "1984 and "breaking the 5th commandment" out of "Animal Farm". As usual, no one says it better than Orwell. ~ Jackie Jura PS - The Premier I was telling you about - the one who got the DUI in Hawaii - well he'd actually hit the pages of Orwell Today in a story from about a year ago. It was about whisky and a dead man's toe . * DUI coordinator resigns after being charged with DUI . Associated Press, Mar 26, 2003 Savannah, Ga (AP)--Police said Brian P Harrell, 24, was arrested Friday in Athens after being stopped about 1:30am while driving without headlights on . Harrell - who has worked for two weeks as coordinator for the Chatham County State Court's newly developed DUI program - said he had been drinking "but not much," police said. Tests indicated Harrell's blood-alcohol level was 0.13 . The limit in Georgia is 0.08. The State Court DUI program is a pilot project intended to help offenders avoid incarceration by following probation. ** Canadian Official Fined for DUI Charges , Austin Statesman, Mar 24, 2003 LAHAINA, Hawaii (AP)--The premier of the western Canadian province of British Columbia pleaded no contest Monday to driving drunk during a Hawaiian vacation in January. Gordon Campbell was ordered to pay fines and fees totaling $913, complete a 14-hour alcohol assessment program and have a substance abuse assessment. Under a no contest plea, the defendant neither admits nor denies the charge but agrees not to contest it.``Mr. Campbell is sufficiently embarrassed and ashamed for what he did, as well he should be,'' said District Judge Reinette Cooper. Campbell was not in court . Lawyer Steven Barta said his client had already completed the required programs in Canada. He also brought a check from Campbell to pay the fines and fees. In the provincial capital of Victoria, Campbell said he was treated fairly and no longer drinks alcohol . Campbell, 55, was pulled over Jan. 10 after police observed him driving erratically in a rented sport-utility vehicle. Campbell's blood-alcohol reading was 0.161 percent, more than twice the legal limit , in a roadside sobriety test. In a tearful news conference after returning to Vancouver two days later, Campbell apologized to British Columbians, but refused to resign as premier . He said he drank three martinis and some wine before getting behind the wheel. CANADA HAVANADA SIMSANADA Ignition breathalizers in all cars (connected to police station). New Scientist, May 2, 2003. Go to 20.Thought Police & Snitches SOUR-TOE COCKTAIL DRUG WAR & PEACE email: Orwell Today

California DUI Lawyers Email Us Site Map :: Disclaimer California DUI Lawyers Resource Center Office Locations: Long Beach ~ Irvine Pasadena ~ Riverside Woodland Hills San Diego The California DUI Lawyers Resource Center is the web's most-visited resource for Drunk Driving laws , DUI penalties , criminal DUI lawyers , breathalyzers , DMV license suspensions and more, and is provided by the "Dean of DUI attorneys", Lawrence Taylor. With 34 years of experience, Mr. Taylor is the author of the leading textbooks in the field and heads a premier firm of California DUI attorneys, serving clients in Los Angeles , San Diego , Ventura , Riverside , San Bernardino and Orange County . The 8 criminal defense attorneys, who average 12 years of experience and include four former prosecutors, limit their practice to misdemeanor and felony DUI defense exclusively . The firm has been awarded the coveted A-V peer review rating ("very high to pre-eminent") by the International Martindale-Hubbell Law Directory — the highest rating awarded to lawyers and one shared by fewer than 7% of law firms in the United States — and is listed in the prestigious 2005 Bar Register of Preeminent Attorneys . Mr. Taylor's criminal DUI defense firm, twice featured in the American Bar Association Journal ( Dec. 2002 and Jan. 2005 ) for its specialization and unique technical support, remains the only one approved by the California State Bar to provide continuing legal education to attorneys. DUI Lawyers' and Laymen's Guide to DUI Laws and Information The 20 Most Frequently Asked Drunk Driving Questions Mr. Taylor's 20 DUI FAQs, which is widely reproduced on legal websites throughout the internet, present answers to the questions most often asked by citizens arrested for misdemeanor or felony DUI. The Driver's Guide To DUI provides an overview of drunk driving laws, evidence, penalties, license suspension procedures and car insurance issues in layman's terms and is a valuable source of information for any driver recently charged with driving under the influence of alcohol or drugs. The Lawyer's Guide to DUI Defense is a comprehensive source of information for attorneys involved in drunk driving defense. Legal Research provides drunk driving resources including federal law , California law and the politics of DUI . Included are California's drunk driving Vehicle Code statutes and the complete text of the most significant U.S. Supreme Court opinions affecting DUI. DUI Lectures offers audio presentations of four of Mr. Taylor's lectures; simultaneous transcripts are available for you to listen to and/or read. These cover: Demonstrative Cross-Examination of a Police Office. Attacking Blood-Alcohol Evidence in a Drunk Driving Case. Demolishing the State's Test Results Through Cross-Examination. The DUI Exception to the Constitution. DUI Books The standard textbooks in the field, Drunk Driving Defense 5th Edition and California Drunk Driving Defense 3rd Edition by Lawrence Taylor. California's Premier DUI Law Firm . For those interested in the services of The Law Offices of Lawrence Taylor, this website provides office locations, legal information and an introduction to the firm's lawyers and staff. The firm of eight attorneys (including four former prosecutors) continues to limit its practice to the defense of drunk driving cases, with a primary clientele in Los Angeles , Orange , Riverside, San Diego , Ventura and San Bernardino Counties and remains the only one in California to provide its clients with the free services of its own technical support staff of highly qualified law enforcement, blood-alcohol and license suspension experts to assist in their defense. Each case is approached with the basic tenets of the firm in mind: A focus entirely on the DUI or vehicular manslaughter client; no other cases are accepted. Aggressive defense by highly experienced attorneys with expert technical support. Immediate steps toward reinstatement of the client's driving privileges . Re-analysis of all blood and urine samples for alcohol and preservative by the firm's toxicologist. Investigation of equipment and procedures used in each breath test. Personal attention to the client and ease of access to the attorney. Insulation of the client from having to appear in court or at hearings, unless necessary. Free initial consultation at our offices or in the privacy of the individual's home. Major credit cards readily accepted. The firm maintains offices in: Long Beach: 562-989-4774 Irvine: 949-752-1550 San Diego: 619-232-5034 Woodland Hills: 818-707-1414 Riverside: 951-369-4999 Pasadena: 626-204-2858 Mr. Taylor is nationally recognized as the foremost authority on DUI / DWI litigation and constitutionality in the United States. A former prosecutor and Fulbright Professor of Law, he was a founder of the National College for DUI Defense , served on the Board of Regents and was elected Dean for 1995-1996; he is one of only 4 attorneys in California Board-certified by the National College's American Bar Association accredited specialist program as a DUI defense specialist. Thousands of attorneys have attended over 200 drunk driving seminars in 38 states to hear his successful techniques. He is listed in Who's Who in American Law and in The Bar Register of Preeminent Attorneys and has been featured in the Los Angeles Times, Christian Science Monitor, Wall Street Journal, Lawyer's Weekly USA , American Bar Association Journal , Los Angeles magazine, USA Today and National Law Journal . On July 25, 2002, at Harvard Law School, Lawrence Taylor was presented with the National College's "Lifetime Achievement Award". He was selected as one of Southern California's "Super Lawyers" for 2004, 2005 and 2006 in surveys of over 65,000 Los Angeles and Orange County attorneys. THE WEB'S PREMIER SOURCE OF INFORMATION ON DRUNK DRIVING LAW Home :: DUI FAQ's :: Drivers Guide :: Lawyer's Guide :: DUI Research :: DUI Checkpoints The DUI Officer :: DUI Books :: Audio Lectures :: DUI Nationally :: DUI Firms This site is hosted and maintained by: Law.Net ® :: Link to Us For further local DUI information, see the California DUI network of websites located at Los Angeles County DUI ...... Orange County DUI ...... San Diego County DUI ...... Riverside-San Bernardino County DUI ...... Ventura County DUI . Each site features general legal information in addition to local courts, law enforcement, prosecutors, etc. Return to Top © 1998 Lawrence Taylor :: All Rights Reserved

Drunk Driving Laws

Original DUI Attorney - DWI Lawyer Directory and Drunk Driving Defense Guides - since 1997 - www.DUI-Help.com Find your statebelow and click for information (choosestate) Alabama Alaska Arizona Arkansas California Canada Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinoi s Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada NewHampshire NewJersey NewMexico NewYork NorthCarolina NorthDakota Ohio Oklahoma Oregon Pennsylvania RhodeIsland SouthCarolina SouthDakota Tennessee Texas Utah Vermont Virginia Washington WestVirginia Wisconsin Wyoming Canada Did You Know? You can purchase Drunk Driving Defense related books here on this site.Click Books for more information. SecureDo-it-yourself Quiz Do YouHave a Case? FreeDefense Report SecureAsk-your-question Form NoObligation FreeConsultation LargestCollection of DUI Qualified Directory Search Page Find anAttorney DWI DUI Expert Lawyers &Attorneys can apply to have practicelisted in the directory, clickhere Get your Free Defense Report above BREAKINGDUI NEWS & DUI BLOG stories from agencies acrossthe internet 1/15/2006 - BLOODalcohol content calculations Health24.com - Cape Town,South Africa When you drink, your blood alcohol levels are not skyhigh withinminutes. When alcohol is consumed and the blood alcohol concentration... 1/8/2006 - SFST -Standardized Field Sobriety Tests - Junk or Not? AZ Central.com - AZ,USA ... slew of DUI defense attorneys have been assiduously picking apartBurns' research on the standardized field sobriety tests for years.Spurgeon Cole, a Georgia ... 12/25/2005 - SITESand Sound Advice For Your Eve Washington Post - United States ... In case you're thinking of trying your luck at avoiding the law,consider that a DUI these days will cost you at least $7,800.FriendsDriveSober ... 12/6/2005 - THE Claim:Never Drink on an Empty Stomach New YorkTimes - United States ... But the subjects also reached significantlylower blood-alcohol levels over all - on average about 70 percent ofwhat they were on the day they skipped ... 12/4/2005 - HOWmuch booze OK? Debate of .05 or .08 blood-alcohol level EdmontonSun - Canada Raynald Marchand, the Canada Safety Council'smanager of trafficsafety, says criminalizing motorists with a blood-alcohol concentration(BAC) of .05 is the ... 12/3/2005 - Sucking on a pennyor a breath mint will help someone who has been drinking defeat abreathalyzer test . fromSnopes.com ... For this reason, we adorethe honest side adore the notion oflittleeasy-to-do tricks that will keep us, the occasional overindulgers, frombeing rounded up and tossed into the hoosegow as if we were actualmiscreants who make our roads dangerous. ... 11/30/2005 - THEY'REhopping MADD over pocket breathalyzers Mississauga News Mississauga,Ontario,Canada ... But, police and MADD say the devices are often inaccurate and theyencourage people to drink and drive. "Using the pocket breathalyzer islike playing Russian ... 11/23/2005 - Drinking & Driving Can Create HolidayTragedies; 21st Century Insurance Urges Safe Driving with SeasonalCampaign Common AlcoholConsumption Myths -- and Facts that Could Save Lives: Myth: Aslong asparty-goers stick to beer and wine, instead of hard liquor, theintoxicating effects are minimized. FACT: One 12 oz. can of beer,5 oz. glass of wine or 12 oz. wine coolercontains the same amount of alcohol as one 1/2 oz. of hard liquor. Myth: Someone who has had too much to drink willshow visible signs ofintoxication. FACT: Physical appearance canbe misleading. Just one drink can impairone's ability to drive safely, because alcohol consumption affectsjudgment and motor skills first. Myth: Drinkingcoffee sobers up someone who has had too much to drink. FACT: Time isthe only solution to intoxication. It takes approximately one hour tooxidize each drink consumed. 11/19/2005 - UNTRAINED,unskilled, uncorrected drivers to blame for most traffic crashes KingsportTimes News - Kingsport,TN,USA First in a series Jerry Paregien is a retiredCalifornia Highway Patrol Sgt. who now lives in Kingsport. The days are gonewhen ... **editor'snote -the common DUI DWI is not mentioned once in this article. 11/5/2005 - CRITICIZING'zero tolerance' for DUIs is nonsense DailyPress - Newport News,VA,USA ... breath, her speech, any redness of her eyes, herability to performstandard field sobriety tests and the result of the preliminary breathtest taken at the ... 11/4/2005 - LEGALIZEDRUNK DRIVING FreeMarket News Network - PompanoBeach,FL,USA ... ransom note. Now the feds declare that ablood-alcohol level of0.08 percent and above is criminal and must be severely punished. The... Past News Stories Here sitemap RSSFeeds NewAttorney Listings - Begin Here Onlyqualifiedlawyers are selected to become members of this prestigious directory ( Back to Top of Page ) (to payannual listing dues, please usePayPal below) Alllawyers, attorneys andlaw firms listed are responsible for their advertising. Before hiringany professional, please check them out with your local State BarAssociation or Better Business Bureau. DUI-Help.com is solely adirectory similar to any telephone book. We have no control of theprofessional's administration of legal duties in your case. 1996-2006© DUI-Help.com. All rights reserved. Alexa Report at the National SafetyCouncil Drug ImpairedDriving How Good Drivers Get Killed , a special report fromReader's Digest We hope you never get arrested for drinkingand driving. Read on ... 1998 HEADLINE DUI-Help.combecomes 1st niche drunk driving defense website on the internet. Firsttooffer free consultations by email, call back, or CGI form. DUI-Help.comout performs LegalMatch, Findlaw, LawInfo and all others in drunkdriving defenseassistance to the public. HAVE LAWYER CALL YOU A.C.L.U.Police Bust Card available Policeabuse is a serious national problem -- and one that especially affectsyoung people and people of color. While many police officers do striveto be courteous, and while we all understand the stress and dangerinvolved in policing, each of us has the right to be treated withrespect -- and without abuse -- by the police ... FULL ACLUPAGE - Download Card OurBookstore will help you find the best defense literature for your case. BOOKSTORE MADD-NESS & Money Get Your Own Breathalyzer! LawyersElsewhere 500+DUI law firms CA'sDUI-Clinic.org DUI-Help-CA.com 1-800-Dial-DUI.com drunkdrivingdefense.com dui-dwi.com 1800DUIlaws.com PLAYTIME IsYour Mugshot on the Web ? Do You Need a Degreein Drinking Alcohol ? if you have alawyer, you need to get your mind off your arrest. Check outCalifornia's Vacation Wonderland Monte-Rio.info Monster Swap Links

DUI Defense Experts Braden

Looking for a Los Angeles, California DUI/DWI/OUI Attorney or Lawyer? Looking for a Los Angeles, California DUI/DWI/OUI Attorney or Lawyer? Been arrested for DUI in Los Angeles, California? Find the best attorney to representyou here. * This site is not affiliated with any lawyer or law firm. All information is provided for reference purposes only. Please consult a qualified attorney before taking any legal action. Los Angeles, California DUI Links DUI.com - A state- by-state listing of everything you need to know about drinking, driving and drugs California DUI Field Sobriety Tests and Breath Alcohol Tests California DUI / DWI Information 10Tips on Hiring a California DUI Lawyer Over the Phone Put Your Text Link Here! DUI lawyers: you can have a link on this page for less than you might think. Send an email to duilawyerresource@badjocks.com for details. 1800DUILAWS 1800DUILAWS is a national directory of qualified DUI / DWI lawyers. Find a DUI / DWI specialist in your area with a proven track record of fighting and winning drunk driving cases. Tucci - DUI Lawyer - Southern California 24-hour message service. Immediate bail release. Great track record. DUI lawyer serving the Los Angeles area. Los Angeles DUI Lawyer Resources Bill Handel, online lawyer directory Web site. Find a qualified Los Angeles DUI attorney. Know your rights and legal options. Los Angeles County DUI Defense Experts Braden & Tucci law firm is dedicated to defending and protecting people accused of DUI both in court and at DMV. 24 hour assistance available. Contact us for a free initial consultation. DUI Defense Exclusively AV-rated 8-attorney Los Angeles firm specializing in DUI since 1979. Long Beach, Pasadena, Woodland Hills. Takakjian, Sowers & Sitkoff LLP (CA) California bar-certified specialist criminal defense attorney and DUI-DMV lawyer. Former district attorneys. Nearby offices. Free consultation. Reasonable fees. Serving Los Angeles clients. Los Angeles DUI Lawyer Aggressive Southern California DUI defense attorney Gregory Hill defends people accused of DUI / DWI and at the DMV. Call for a no obligation consultation with a DUI lawyer. Jonathan I. Kelman - DUI Lawyer Top L.A. criminal defense lawyer with proven results. Reasonable fees. Aggressive California DUI Defense Lawyer Free immediate consultation. Aggressive and knowledgeable DUI defense. We handle both criminal cases and DMV hearings. Nearby offices in Los Angeles. Reasonable fees. Los Angeles DUI Attorneys California law firm focusing exclusively in representing people in all facets of drunk driving defense and DMV hearings. Visit our Web site for information and a free online consultation. DUI Law. Don't Make a Second Mistake Los Angeles. Experienced former Deputy Attorney General available for DUI criminal defense, DMV hearings, writs, and appeals. Contact the Law Offices of Zachary D. Wechsler today. Los Angeles DUI Lawyer We have over 30 years in experience helping our clients win their DUI cases. Local attorney's offices near you, contact us for free case evaluation. Los Angeles Drunk Driving Lawyer The Rann Law Firm provides prompt legal assistance to people arrested for DUI, DMV hearings, drug offenses, misdemeanors or felonies. Get out of jail fast, payment plans available. Barry Simons - DUI Attorney DUI attorneys for the Los Angeles and Orange County areas - we specialize in DUI Clear Your DUI Record With 8 Simple Steps - New DUI research explains how anyone can successfully clear their DUIrecords and pass background checks. If you are truly looking to put yourmistakes behind you and you really want help, this is the site for you. All that you need to do is read every single word on this website and reallybelieve in yourself and what you can accomplish with the right attitude. For free information, click here.

DUI Insurance › DUI

What your auto insurer knows about you. › Free Consultation Find a DUI LAWS Lawyer :: Select Your State :: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Wyoming › About 1800 DUI LAWS › DUI Laws by State › DUI Arrests by State › Drinking and Driving › Your First DUI › DUI Drugs › DUI Laws Dictionary › BAC Calculator › Field Sobriety Tests › Driver License › The Science › Breathalyzers › Jail Alternatives › Ignition Interlock › Criminal Courts › Designated Drivers › DUI Insurance › DUI Schools › Tell a Friend //-- › Order Your DMV Record › Link to DUI LAWS › Contact Us › Why Expungement? › Expungement 101 › Felony Expungement › Rehabilitation & Pardon › Case Evaluation › Traffic School Info › About The Content › About The Quizzes › About The Final Exam › Student Comments › DUI Chat › For Attorneys Only › Website Development What your auto insurer knows about you. By Insure.com When you apply for an insurance policy or submit a claim, you're probably unaware of the streams of information about you that flow to your insurance company, private businesses, and your previous insurer. Mark Twain once wrote that insurance companies are a "power behind the throne that (is) more powerful than the throne itself," but that was more than 100 years ago. Today, the true power lies in the hands of the database companies that make their money by selling information about you. Most insurers look at your credit In a Conning and Co. study completed in July 2001, about 92 percent of insurers reported using scoring, including credit data, in deciding auto insurance policy premiums. Since 1998, the use of such scoring has expanded greatly, according to Conning and Co., with insurers saying that they responded to scoring initiatives taken by the competition. More than half of the insurers surveyed say they use the scores to place you in a rate class (like preferred, standard, or high-risk) and to set a price for you within that class. Nearly all say they use it for new business only, according to the study. Supporters of scoring say there is a direct correlation between your score and the likelihood that you'll make a claim, but critics maintain that it permits insurers to charge higher premiums to lower income households. Scoring your finances What the insurance industry calls "credit scores" are actually "insurance risk scores." Both scores are based on information contained in your full credit report, but they put weight on different factors in order to calculate a final score. Thus, even if you purchase your credit score from one of the major credit-reporting agencies, you still don't know your "insurance risk score," which is not available to you. According to Craig Watts of Fair, Isaac & Co., a provider of scores, a regular credit score weights data in order to evaluate your use of money. But insurance scores give weight to data in order to evaluate your stability. So, if you've paid your bills in a timely manner and you've had accounts open for a long time, you would be considered more "stable" than someone who has been delinquent and opens and closes accounts frequently. Credit scores and insurance scores generally move in the same direction as your credit history changes (meaning move up or down) , but there could be cases where you have credit activity that impacts one score more than the other. If you have some unusual activity within the month before you buy auto insurance, your insurance score could be downgraded. Insurers may then consider you a bad risk (where allowed by law) and refuse to sell you a policy, or charge you a higher premium for a policy. However, if you decrease your credit activity and wait a month to purchase your insurance, you could help your chances. Remember that there are many factors that insurers use when evaluating you as an auto or home insurance customer, including your driving record (for auto insurance only) , your personal claims history, and where you live. ChoicePoint and ISO ChoicePoint, with the help of a Fair, Isaac and Co. scoring formula, and the Insurance Services Office (ISO) offer insurers extensive nationwide resources that contain your name, address, phone number, credit report, claims history, and motor vehicle report - and that just scratches the surface. ChoicePoint also compiles aliases, criminal records, and histories of vehicles. "If you've got a car that's been in 35 accidents, that's something the insurance company is going to want to know," says Mark Wheeler, spokesperson for ChoicePoint. ChoicePoint, which is an offshoot of the Equifax credit-reporting company, maintains a database called CLUE (Comprehensive Loss Underwriting Exchange) . The company uses the information it gathers and maintains for "casualty loss" scoring, claims history reporting, and driving-record reporting. When a consumer fills out a new auto insurance application, the potential insurer queries ChoicePoint for an insurance score. ChoicePoint caters to nearly all property and casualty insurers. The ISO says the databases it maintains, called the All Claims databases, are strictly for detecting fraud and expediting the claims process. If the ISO sees a series of claims that looks suspicious - for example, the same name appears on all the claims with a different social security number - the company will notify the insurance company and the insurer will investigate. The ISO also has information about any of your claims that might have ended up in court. Some insurers have their own "scores" After investigation, State Farm - the country's largest auto insurer - decided to use "prior loss history and certain credit characteristics" to create a model that helps it determine an underwriting score for a policyholder applying for a homeowners or auto policy. State Farm says, "It is significant that we are combining credit characteristics and prior claims history for these models and that we have developed the models using our own book of business. Our models are not designed to assess wealth, income, or creditworthiness, but focuses on the prediction of future insurance losses." State Farm adds that it believes the "use of this model will lessen the extent to which those who represent higher potential risk are subsidized by those who represent lower potential risk." Checking your records Most of the information that insurance companies collect and use for rating purposes is available from government agencies credit-reporting companies. For example, you can get a copy of your motor vehicle report from your state's department of motor vehicles, and you can get your credit history from Equifax , Experian , or TransUnion . You can get a copy of the ChoicePoint CLUE report by calling ChoicePoint's Consumer Disclosure Center at 770 752-6000. The report will cost between $8 and $10, depending on how the consumer wants the information, says Wheeler of ChoicePoint. You can acquire a copy of the ISO All Claims report if you dispute the information it contains. The ISO Auto Property Loss Underwriting Service (A-Plus) report provides insurance underwriters with the means to independently investigate and evaluate potential risks. Consumers can call 800 709-8842 to obtain copy of their report. A "request for disclosure" form must be completed. Search for an insurer. Drunk driving cases can be successfully defended, but it takes real know-how. 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